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Stephanie Zaleski, CPA

Stephanie Zaleski, CPA

Author's details

Name: Stephanie Zaleski, CPA
Date registered: May 29, 2015

Email: szaleski@orba.com
Website: http://www.orba.com/about-us/people/stephanie-m-zaleski

Biography

Stephanie has been with ORBA since 2012, beginning as a tax season intern. She has experience with employee-benefit plan audits, serving both for-profit and not-for-profit industries. Stephanie also has experience preparing tax returns for corporations, individuals and trusts.

Latest posts

  1. Auto-Escalation Should be Offered in Conjunction with Auto-Enrollment — December 6, 2016
  2. Be Careful What You Toss: Plan Record Retention Requirements — May 31, 2016
  3. Year-End Notices: Staying on Top of the Requirements — November 3, 2015
  4. Are Your 401(k) Plan Administrative Fees Allocated Equally? — May 19, 2015

Author's posts listings

2016
Dec 06

Auto-Escalation Should be Offered in Conjunction with Auto-Enrollment

Auto-enrolling 401(k) plan participants without also incorporating an auto-escalation feature might be a counterproductive exercise. Survey data suggests that average 401(k) plan deferral rates have been trending downward even though more employers are adopting auto-enrollment. The apparent culprit: low auto-deferral rates. This brief article highlights how to use both auto-enrollment and auto-escalation clauses to help benefit employees.

2016
May 31

Be Careful What You Toss: Plan Record Retention Requirements

As far as the IRS is concerned, you cannot be overly cautious with saving too many retirement plan documents. Plan sponsors, on the other hand, might reasonably feel the need to free up file storage space every now and again by purging documents that are no longer needed. This article examines where to draw the line and also looks at IRS rules for documentation of hardship withdrawals and participant loans.

2015
Nov 03

Year-End Notices: Staying on Top of the Requirements

As the calendar year comes to a close, plan sponsors should begin preparing annual notices. For plans using the calendar year, numerous notices are due to be given in the next few months. This article highlights some of the notices that must be sent to either participants, the IRS or the DOL in the next three months.

2015
May 19

Are Your 401(k) Plan Administrative Fees Allocated Equally?

Most 401(k) plan participants should not bear a higher proportion of a qualified retirement plan’s administrative costs than others because of their investment choices. This blog notes that the numbers can be significant and discusses how to reasonably allocate fees.